Sahara Refund Portal Registration, Login Link, Claim Process, Who can Apply ?

 Sahara India Refund Portal Link (mocrefund.crcs.gov.in), Online Claim Process, Documents Required (July 2023): The Union Government launched CRCS-Sahara Refund Portal on Tuesday (July 18). The portal was launched by Union Home Minister and Minister of Cooperation Amit Shah in Delhi. The portal will help crores of depositors of Sahara Group claim their money back.

“The process of returning the money of depositors, which was stuck in four cooperative societies of Sahara Group, has started with the launch of Sahara Refund Portal,” Union Minister Amit Shah said while launching the refund portal.

How Much Can You Claim from Sahara Refund Portal?

The amount you can claim from the Sahara Refund Portal depends on your investment details with Sahara Group’s Cooperative Societies. Eligible investors who had deposited ₹10,000 or more may receive a first payment of up to ₹10,000. The total refund amount allocated is ₹5,000 crore. Depositors of Humara India Credit Cooperative Society Limited, Sahara Credit Cooperative Society Limited, and Saharayan Universal Multipurpose Society Limited with outstanding dues before March 22, 2022, are eligible for the refund. Similarly, depositors of Stars Multipurpose Cooperative Society Limited with outstanding dues before March 29, 2023, are also eligible for a refund.

Eligibility Criteria for Sahara Refund Portal ?

Depositors of Sahara Credit Cooperative Society Limited, Saharayan Universal Multipurpose Society Limited, and Hamara India Credit Cooperative Society Limited before March 22, 2022.

Depositors of Stars Multipurpose Cooperative Society Limited before March 29, 2023.

How to apply for Refund on Sahara Refund Portal ?

Depositors can visit the CRCS refund portal to initiate the application process. They will have to submit details such as:

Registration Link - https://mocrefund.crcs.gov.in/Depositor/Register

• Membership no.
• Deposit Account no.
• Aadhaar linked Mobile no. (Mandatory)
• Deposit certificates/ Passbook
• PAN card (if claim amount is Rs. 50,000/- and above) (Mandatory)
• For making the claim, the depositor’s Aadhaar should be linked to their Mobile numbers and Bank accounts. They will have to provide receipt details also. Shah also said that depositors will have to download a form, fill it and re-upload it on the portal for further processing of the refund.

1. Visit the official website of Sahara Refund Portal at https://mocrefund.crcs.gov.in/Depositor/Register.

2. Enter the last 4 digits of your Aadhaar Number, 10-digit Aadhaar-linked Mobile Number, and captcha on the Depositor Registration page.

3. Click on “Submit” to proceed.

4.Enter the last 4 digits of your Aadhaar Number and the 10-digit Aadhaar-linked Mobile Number on the Depositor Login page of the CRCS Portal.

5. Click “Six-digit Get OTP” to receive a One-Time Password (OTP) on your registered mobile number.

6. Enter the SIX Digit OTP received and click on “Verify OTP to Enter” to log in.

7. Give consent and accept the terms and conditions by clicking on “I Agree.”

8. On the Personal Details screen, provide your 12-digit Aadhaar Number and click on “Get OTP” to verify your details.

9. The details of the Aadhaar user, including first name, middle name, last name, date of birth (DOB), and Father/Husband name, will be displayed.

10. You can optionally enter your Email ID.

11. Provide details of the Certificate of Deposit.

12. Click on “Submit Claim” to proceed.

13. Fill in your refund claim details accurately, as corrections may not be possible later.

14. Attach a photograph as proof.

Why OTP Not Received On Registered Mobile Number

There could be several reasons why an OTP (One-Time Password) is not received on the registered mobile number during the registration process on the Sahara Refund Portal. Some common reasons include:

Network issue , Incorrect Mobile Number, 

Mobile Network Restrictions , Delay in delivery ,Full Inbox.

Supreme Court order 

In its order dated 29th March 2023, the Supreme Court of Inia said that Rs 5000 crore be transferred out of the ‘Sahara-SEBI Refund Account’ to the Central Registrar of Cooperative Societies (CRCS) for disbursement against the legitimate dues of the genuine depositors of Sahara Group of Cooperative Societies.

FAQ:- 

1) How do I claim my Sahara refund?

The depositor has to provide details of PAN card mandatorily, if claim amount is Rs. 50,000 and above, across all Sahara Societies. The depositor should have Aadhaar linked mobile number and Aadhaar seeded Bank account mandatorily without which, the claim request cannot be filed on the Portal.

2) मैं अपने सहारा रिफंड का दावा कैसे करूं?

यदि दावा राशि रुपये है तो जमाकर्ता को पैन कार्ड का विवरण अनिवार्य रूप से प्रदान करना होगा। सभी सहारा सोसायटियों में 50,000 और उससे अधिक । जमाकर्ता के पास आधार से जुड़ा मोबाइल नंबर और आधार से जुड़ा बैंक खाता अनिवार्य रूप से होना चाहिए, जिसके बिना पोर्टल पर दावा अनुरोध दायर नहीं किया जा सकता है।

3) How to apply for Sahara refund 2023 online?

First of all Candidates Need to Visit the Official Website of Central Registrar of Cooperative Societies (CRCS) mocrefund.crcs.gov.in Depositor Registration 2023. You will See Link of Sahara Refund Portal Depositor Registration 2023 Click on the Link.

4) How to apply for Sahara refund online?

Eligible depositors need to register on the Sahara Refund Portal. The registration process involves providing necessary details such as your Membership Number, the last 4 digits of your Aadhaar Number, Aadhaar-linked Mobile Number, and completing a captcha for verification.

5) Is Sahara refunding money?

Sahara Refund Portal has been launched for submission of claims by genuine depositors of Cooperative Societies of Sahara Group. The refund process of Rs. 5,000 crore to investors has already begin.

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Today Deals 27th June 2023 - Get upto 70% discounts on All Online items .

 1) Amazon India

Offer : Get upto 50% off on Bathing & Shower Products

Valid till : 29-06-2023

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Mahila Samman Saving Certificate Scheme - Eligibility, How to Apply, Calculation, Interest Rate, Tax Benefits

  The Mahila Samman Saving Certificate, 2023, is available from 01/04/2023 in the Post Offices at an interest rate of 7.5% p.a.

The Union Finance Minister, Smt. Nirmala Sitharaman announced Mahila Samman Saving Certificate, a new small savings scheme for women and girls, in her Budget Speech 2023-24. The Mahila Samman Savings Certificate scheme was announced to commemorate the Azadi ka Amrit Mahotsav. 

The Mahila Samman Savings Certificate is a one-time scheme available for two years, from April 2023-March 2025. It will offer a maximum deposit facility of up to Rs.2 lakh in the name of women or girls for two years at a fixed interest rate. 

Features of Mahila Samman Savings Certificate 

Below are the features of the Mahila Samman Savings Certificate, 2023:

Government-Backed Scheme

Mahila Samman Savings Certificate scheme is a small savings scheme backed by the government. Hence, it does not have any credit risk. 

Full Vedio to explain Mahila Samman Saving Certificate 

Eligibility

The Mahila Samman Savings Certificate can be done only in the name of a girl child or woman. A woman or the guardian of a minor girl child can open a Mahila Samman Saving Certificate scheme.

Deposit Limits

The minimum deposit amount under the Mahila Samman Savings Certificate is Rs.1,000 in multiples of rupees one hundred. The maximum deposit amount is Rs.2 lakh in one account or all Mahila Samman Savings Certificate accounts held by an account holder. A woman or guardian of a girl child can open a second Mahila Samman Savings Certificate account after a minimum gap of three months from the opening of the existing account.

Maturity

The maturity period of the Mahila Samman Savings Certificate account is two years. Thus, the maturity amount will be paid to the account holder after two years from the account opening date. 

Withdrawal

A partial withdrawal facility is provided under the Mahila Samman Saving Certificate scheme. The account holder can withdraw up to 40% of the account balance after one year from the account opening date. 

Tax Benefits

Small savings schemes usually qualify for tax benefits under Section 80C. However, the taxation structure of this scheme is yet to be specified.

Interest Rate of Mahila Samman Savings Certificate

This scheme has a fixed interest rate of 7.5% p.a., much higher than most bank Fixed Deposits (FDs) and other popular small savings schemes. The interest will be credited quarterly and paid at the time of closure of the account. 

Premature Closure of Mahila Samman Savings Certificate

1) The Mahila Samman Savings Certificate account can be closed before two years in the following situations:

2) After six months of opening the account without giving any reason. In such a case, an interest of 5.5% will be given.

• On the death of the account holder.
• In the case of an extreme compassionate ground, such as 
• A life-threatening disease of the account holder.
• Death of the guardian upon production of relevant documents. In such a case, the interest will be paid on the principal amount.

How to Open a Mahila Samman Savings Certificate?

• Women and guardians of a girl child can open a Mahila Samman Savings Certificate scheme by following the below steps: 
• Download the ‘Application for purchasing the certificate’ from the official Indian Post website. You can also visit the nearest Post Office branch and get the form.
• Fill out the Post Office address under the ‘To The Postmaster’ section.
• Fill in your name in the given space and mention the account as 'Mahila Samman Savings Certificate’. 
• Fill out the account type, payment and personal details.
• Fill out the declaration and nomination details.
• Submit the form with the required documents.
• Make the deposit in the Post Office through cash or cheque.
• Receive the certificate that serves as proof of investment in the Mahila Samman Savings Certificate scheme.

Documents Required for Mahila Samman Savings Certificate Account:

• Application form
• KYC documents, such as an Aadhaar card, Voter ID, driving license and PAN card 
• KYC form for new account holders 
• Pay-in-Slip 

Mahila Samman Savings Certificate Interest Calculation:

Let’s look at the benefit of opening a Mahila Samman Savings Certificate account. Suppose you invest Rs.2,00,000 under the scheme; you get an interest fixed at 7.5% yearly. Thus, in the first year, you will get Rs.15,000 interest on the principal amount, and in the second year, you will get Rs.16,125 interest. Thus, by the end of two years, you will get 2,31,125 (2,00,000 initial investment + 31,125 interest for two years). Thus, your maturity amount, which you get after two years, will be Rs.2,31,125.

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How To Apply HDFC Bank Credit card online .

 A Credit Card is no longer a luxury. It’s a must-have accessory in your wallet. A Credit Card brings a world of convenience, interest free period, discounts, Cashbacks and Rewards Points. Whether you are a student or a teacher, self-employed or salaried, we show you how to get a Credit Card in three easy steps. 

Step 1: Choose your Credit Card

1) Each bank offers dozens of Credit Card options. The card you choose will depend on your expected usage and requirements, and the benefits you want– for example, some Credit Cards are great for travellers, some are designed for entertainment, others may be great for business. 

2) To know which card is right for you, visit the HDFC Bank Credit Card section. 

3) Once you have selected the right card for yourself, check with the bank about your eligibility for the card and the documents you must submit with your Credit Card application. 

Step 2: Apply for your card

1) Get all your documents ready – a bank will usually ask for identity, address and income proofs. If you are an existing customer that may not be necessary.

2) Apply online or at an ATM or visit your nearest branch with the required documents. 

3) Most cards come with an annual fee that is typically waived off when you achieve a certain limit of spends in a year. The annual fee will be included in your monthly statement. 

Step 3: Activate your card 

1) After your Credit Card application is approved, it is dispatched to your communication address. You will need to sign for it at the time of delivery and show some identity proof. 

2) A PIN (personal identity number) is usually couriered to you separately, whereas the Green PIN is sent on your registered mobile number. You will need the PIN to authenticate any transaction you do on your Credit Card. 

3) Once you get your Credit Card and the PIN in your hands, head to the nearest ATM of your bank to change the PIN. 

Congratulations! You now have a new Credit Card, and you’re ready for your first purchase. Happy shopping! 

To know more about the different Credit Card options available, click here. 

* Terms & conditions apply. Credit Card approvals are at sole discretion of HDFC Bank Ltd. The information provided in this article is generic in nature and for informational purposes only.

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How to Set up a UPI Lite Account on Paytm?

 Hello Guys in this blog we are sharing , How to Set up a UPI Lite Account on Paytm?

UPI has revolutionized real-time payments, and adding to its innovation is UPI’s new feature, UPI Lite. This new feature enables users to conduct quick transactions for small amounts of money without repeatedly entering a PIN. Although currently only 9 banks and 2 third-party apps, including Paytm, have implemented UPI Lite, it’s a major step forward for UPI. Paytm, being a prominent player in the UPI payment landscape, has taken the lead in introducing UPI Lite for small transactions.

Before we head on to discuss how to set up a UPI Lite Account on Paytm, here is a quick synopsis of what UPI Lite is! 

UPI Lite – A Brief

UPI Lite facilitates and speeds up low-denomination transactions. Hence, transactions with a value of less than Rs 200 are the focus of this functionality. 

The daily usage limit for UPI Lite is Rs 4,000, with a maximum one-time addition of Rs 2,000 that can be made twice a day. Users can also make several small-value UPI payments quickly and easily, as there is no cap on the number of transactions. With UPI Lite, users don’t have to provide a four- or six-digit PIN, allowing quicker and easier payments. Moreover, users can withdraw money from their UPI Lite account to their Bank account at any time.

Using UPI Lite to manage low-value transactions with a high volume will significantly increase the transaction success rate. This is because UPI Lite eliminates the need for each transaction to go through the user’s bank. Additionally, utilizing UPI Lite for regular low-value transactions will reduce the number of debits, resulting in a more organized bank Passbook. However, it’s important to note that transactions made through UPI Lite account will still be visible in the Paytm Balance and History section.

How to Set Up a UPI Lite Account on Paytm:-

It is very easy to set up a UPI Lite Account on Paytm. To create a UPI Lite account on Paytm, follow these steps:

1. Download and install the Paytm app from Google Play Store.
2. Open the Paytm app and click on the UPI Lite icon on the homepage.
3. Choose the bank account eligible for UPI Lite.
4. Enter the amount you wish to add to UPI Lite to activate UPI Lite account.
5. Validate your MPIN to create your UPI Lite account.
6. Your UPI Lite account is now set up and you can make payments with just one tap.

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How To Claim Hdfc Credit card Reward Points

Hey Guys , today i am going to tell you about redemption of  HDFC Bank Credit card Reward point . its a very easy to redeem . so please stay on this blog to know the process. 

Claiming Rewards Via

1. NetBanking

Here’s how you can redeem your Reward Points through NetBanking

Step1- Login to NetBanking using your NetBanking ID and Password and click on Credit Cards tab on top

Step2- Register your Credit Card (one-time activity)

Step3- Within the Credit Cards tab, click on Register New Card placed on left hand side navigation bar. You will need your four-digit Credit Card PIN to complete the registration process

Step4- Now click the Redeem Reward Points link on the left navigation bar

Step5- Select your Card, click on Continue to proceed to the Online Redemption portal

Step6- Click on Redeem Reward Points on the homepage

Step7- Select Points Range and Item Category to view catalogue

Step8- Select items by adding to shopping cart

Step9- Once all items you want to redeem are selected, click on View Shopping Cart link to view items. Click on Edit to modify selected items

Step10- Read Terms & Conditions and click on the check box confirming acceptance of same.

Your registered address, email ID and contact number will also be displayed. In case of any discrepancy, call Customer Service

Step11- Click on Redeem to confirm redemption. Note down the Redemption Order No. generated. .

2. Post

Here’s how you can claim your Reward Points through mail

Step1- Download the Rewards Redemption Form

Step2- Complete the Redemption Form and post it. 

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