Apply IDFC FIRST BANK Millenia Lifetime Free Credit Card 2021.

 IDFC FIRST BANK Millenia Credit Card is Designed for the millennial lifestyle, this card is just as cool as it looks! With its 10X Reward Points, low interest rates & amazing merchant discounts this card will stay with you forever.

REWARD PROGRAM

• Ø  10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday.
• Ø  6X & 3X Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month.
• Ø  Unlimited Reward points that never expire.
• Ø  Use Reward points to instantly pay for online or in-store purchases.
• Ø  No fees for redeeming Reward points.

(1X = 1 Reward point per ₹100 spent | 1 Reward point = Rs 0.25

Reward program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals.)

BENEFITS & PRIVILEGES

JOINING BENEFITS

• Welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance.
• 5% cashback on the transaction value for your first EMI transaction within the first 90 days of card issuance  (no upper cap on cashback amount).

PRIVILEGES

• 25% discount on movie tickets up to ₹ 100 (valid once per month)
• 4 complimentary Railway lounge visits per quarter.
• Complimentary Roadside Assistance worth ₹ 1,399.
• Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹ 200/month.
• 50+ in-App discount offers | Up to 20% discount at 1500+ restaurants |
• Up to 15% discount at 3000+ Health & Wellness outlets.
• Personal Accident Cover of ₹ 2,00,000* and Lost Card Liability Cover of ₹ 25,000.

*valid on doing atleast one transaction on FIRST Classic Credit Card in last 30 days.

 

CONVENIENCE

• Convert all transactions above ₹ 3,000 into easy & convenient EMIs from your mobile app.
• Instant EMI conversion for all online transactions* above ₹ 3,000 on the bank’s OTP page.
• Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege*.

 FEES AND CHARGES

• No annual fee. Lifetime Free Credit Card.
• Low Interest Rates (APR), from 0.75% to 3.0% per month (9% to 36% per annum).
• Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹ 250 per transaction) .
• No over-limit fee.
• No reward redemption fee.
• Late Payment Fee: 15% of total amount due.(subject to Min ₹100 and Max up to ₹1,000).
• Forex Markup at 3.5% for all international transactions.

 

PAYMENTS                                                   

• Internet Banking - For IDFC FIRST Bank app users.
• Now, make credit card bill payments in a jiffy! With an efficient internet banking mechanism in place, you can pay a credit card bill online anytime and from anywhere.
• Follow this easy step – Go to Credit Card > Pay credit card bill, after you login to Internet Banking.
• To register an auto-debit instruction on your IDFC FIRST Bank account, follow the above-mentioned steps and enable ‘Autopay future bills.
• you can also login to our mobile app and follow the above instructions.

For Apply IDFC FIRST BANK Millenia Lifetime Free Credit Card - Goto 

https://www.idfcfirstbank.com/credit-card/ntb-diy/apply?cardType=MMVP